Best Credit Card In UAE

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Citibank Cashback Credit Card Offers

MINIMUM SALARY

AED 18,400

RATE

2.50%

ANNUAL FEE

AED 350

  • Balance Transfer
  • Travel Insurance
  • Purchase Protection
  • No Pre-set Spending Limit
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 18,400

RATE

2.50%

ANNUAL FEE

AED 350

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min 50

Key Features

  • Access to the Membership Rewards® programme
  • Exclusive offers brought to you by American Express SelectsSM
  • 12 airline Membership Rewards partners to travel with
  • Travel Accident Insurance of up to US$ 100,000
  • Travel Inconvenience Insurance of up to US$ 750
  • Retail Protection Insurance of up to US$ 30,000 per year
  • Online Fraud Protection Guarantee
  • Thousands of local, regional and global offers brought to you by American Express Selects

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Earn 1 Membership Reward point for every USD 1 spent
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners or hotel partners

Things To Be Aware Of

  • If self-employed, must be working for more than two years
  • This is a charge card: full balance to be paid each month
  • Membership Rewards® Annual Fee: US$ 25

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 395

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Access to Membership Rewards® program
  • Exclusive American Express Selects offers
  • Travel Accident Insurance

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 395

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • Access to the Membership Rewards® program, with 1 point earned for every AED 4 of spend
  • Access to Airport lounges across the Middle East
  • Exclusive offers brought to you by American Express SelectsSM
  • Travel Accident Insurance

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • Membership Rewards® Programme® Annual Fee:AED 95
  • If self-employed must be working for more than 2 years
  • Min salary for self-employed is AED 22,920 p.m

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 175

  • Balance Transfer
  • Purchase Protection
  • 10% savings at Dubai Duty Free
  • Chances to win raffle entries for Dubai Duty Free Millennium
  • Exclusive American Express Selects offers

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 175

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / min AED100

Key Features

  • 10% savings at Dubai Duty Free
  • Chances to win raffle entries into the 'Millennium Millionaire' and 'Finest Surprise' each month
  • Exclusive offers brought to you by American Express SelectsSM
  • Retail protection Insurance. Your policy number is 'AMEX18'

Things To Be Aware Of

  • Min salary for self-employed is AED 22,916 p.m
  • If self-employed,must be working for more than 2 years

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min 50

Key Features

  • Receive a US$ 300 / AED 1,100 Annual Travel Credit
  • Complimentary Wi-Fi services with Boingo
  • Complimentary Priority PassTM enrolment to over 1,000 Airport Lounges globally for Basic and Supplementary Cardmember
  • Dedicated Platinum Travel and Concierge Services 24/7
  • Complimentary enrolment to Membership Rewards®
  • Comprehensive Travel Insurance
  • Enrolment to leading hotel loyalty programmes
  • Comprehensive Travel Insurance. Your policy number is 'AMEX20'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • This is a charge card:full bal payment to be made each month
  • 1 Platinum and 4 Gold Supplementary cards without a fee
  • 2.5% monthly charge on outstanding balance

MINIMUM SALARY

AED 23,000

RATE

2.50%

ANNUAL FEE

AED 644

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • No Pre-set Spending Limit
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 23,000

RATE

2.50%

ANNUAL FEE

AED 644

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min AED 50

Key Features

  • Access to the Membership Rewards® programme with 1 point earned for every AED 4 of spend
  • Access to Airport lounges in the Middle East
  • Exclusive offers brought to you by American Express® SelectsSM
  • Complimentary regional Airport lounge access across the Middle East
  • Travel Accident Insurance if up to US $350,000
  • Travel Inconvenience Insurance
  • Retail Protection Insurance up to US$40,000 per year

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Earn 1 Membership Reward point for every USD 1 spent
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners or hotel partners

Things To Be Aware Of

  • This is a charge card:full bal payment to be made each month
  • Annual Fee: US$ 175
  • Membership Rewards® Annual Fee: US$ 25

MINIMUM SALARY

AED 23,300

RATE

3.25%

ANNUAL FEE

AED 700

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Annual fee waiver with "FeeBack"
  • Exclusive American Express Selects offers
  • Premium travel benefits

MINIMUM SALARY

AED 23,300

RATE

3.25%

ANNUAL FEE

AED 700

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / min AED100

Key Features

  • Access to the Membership Rewards® program, with 2 point earned for every AED 4 of spend
  • Membership Rewardspoints that can be redeemed for complimentary flights, upgrades, hotel stays and more
  • Annual fee waiver with FeeBack
  • Access to 1,400+ Airport lounges globally with Priority PassTM programme
  • Annual fee waiver with "FeeBack"
  • Exclusive offers brought to you by American Express SelectsSM
  • Comprehensive Travel Insurance. Your policy number is 'AMEX13'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 2 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners and 3 hotel partners

Things To Be Aware Of

  • If self-employed, must be working for more than one year

American Express

American Express came into existence in 1850 and since then, it has worked to make a difference in the lives of its customers in ways that matter most to them. As on December 2019, American Express is ranked at 67th in the Fortune 500 list with assets of over $198 Billion.

They are a global services company that provide customers with access to products, insights and experiences that enrich lives and build business success.

In 2019, the Company’s revenue reached a record $43.6 billion and the fourth quarter of 2019 marked their 10th straight quarter of FX-adjusted revenue growth at or above 8 percent. By leveraging the unique assets of their integrated payments platform, the group continue to bring American Express membership to life in the digital channels in ways that are driving increased engagement with the customers.

Range of products & services offered by American Express are-

  • Cards – Personal Cards, Small Business Cards, Corporate Cards, Prepaid Cards
  • Travel Solutions – Corporate travel, foreign currency, traveler’s cheque etc.
  • Business Solutions – Charge and Credit Cards, Employee cards, Supplier payment solutions etc.
Popular Cards from American Express (AMEX) Income Eligibility Annual Fee Interest / Profit Rate
American Express The American Express Card AED 18,400 AED 350 2.50%
American Express The American Express Gold Credit Card AED 15,000 AED 395 3.25%
American Express The Dubai Duty Free American Express® Card AED 15,000 AED 175 3.25%
American Express The Platinum Card AED 30,700 AED 2,760 2.50%
The American Express Gold Card AED 23,000 AED 644 2.50%
The American Express Platinum Credit Card AED 23,300 AED 700 3.25%

FAQs

Below are some eligibility criteria for American Express Cards

  1. Age 21 or over
  2. UAE home address
  3. Have an annual income of at least US$ 60,000 (employed), US$ 75,000 (self-employed) - or local currency equivalent
  4. Good Credit history on AECB
  5. And if self-employed, working for more than two years

Have an annual income of at least US$ 60,000 (employed), US$ 75,000 (self-employed) - or local currency equivalent

American Express credit cards are widely accepted overseas, but just like in America; it is not always accepted.

Complimentary airport lounges access across the world for primary and supplementary card holders. Amex cards are accepted in 143 countries and 1200 VIP lounges across the world.

They also provide 12 airline Membership Rewards partners to travel with.