ADCB Lulu Platinum Credit Card

Lulu Platinum Credit Card

Minimum Salary AED 15000
Annual Fee AED 0
Rate 3.25%
Cash Advance 3.15% /Min 105
Non AED Transaction Fee 2.99%
Minimum Salary AED 15000
Annual Fee AED 0
Rate 3.25%
Cash Advance 3.15.00% /Min 105
Non AED Transaction Fee 2.99%

Top Reasons To Choose

  • No Annual Fee
  • Interest-free balance transfers
  • Redeem reward points instantly at Lulu
  • Benefits at Ferrari World & Yas Waterworld
  • Lulupoints can be redeemed with supplementary card

Things To Be Aware Of

  • Minimum monthly spend of AED 3,500

Welcome to the world of ADCB LuLu Credit Card, value-packed with features and benefits that help you save and also give you special privileges and rewards. Every purchase you make using your ADCB LuLu Credit Card earns you LuLuPoints. You can redeem your LuLuPoints instantly for vouchers to spend at any LuLu outlet across the UAE. Unlike cash, every spend on your ADCB LuLu Credit Card literally earns you free shopping at LuLu, Al Falah Plaza and Emirates General Market outlets in the UAE!

Reward Features

Earn LuluPoints
  • For every 1 AED spent earn 5 LuluPoints on purchases made at all Lulu stores in UAE.
  • For every 1 AED spent earn 1.25 LuluPoints on purchases made elsewhere subject to meeting a monthly spend goal of AED 3,500 (Lulu & elsewhere).
  • 5000 Lulupoints gives voucher worth AED 50.
  • Points can be redeemed instantly at the checkout counters of Lulu Hypermarket across UAE.
  • Can be redeemed for as low as 5000 Lulupoints & with supplementary card as well.

Joining Offers

Detailed Features

Earn LuluPoints
  • Earn 5 Lulupoints for every AED 1 spent in Lulu hypermarket & Al Falah stores in UAE.
  • Elsewhere its 1.25 Lulupoint for every AED 1, subjected to minimum spend of Dh 3500 per month.
  • If minimum spend is less than Dh 3500 per month earn only 1.25 Lulupoint for every spend made anywhere. 


Benefits at Ferrari World & Yas WaterWorld, Abu Dhabi
Exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros.World Abu Dhabi include :
  • 15% discount on general admission & merchandise
  • 10% discount on food & beverage
  • 0% interest payment plan available on all purchases above AED 500 made
  • Complimentary Quick Pass worth AED 150 for priority access to rides & attractions
Complimentary Lounge Access
Enjoy unlimited Lounge access at over 10 selected Airport Lounges across Middle East including UAE, KSA, Jordon, Kuwait and Egypt. Access is available to both primary and supplementary cardholders. 
Buy 1 Get 1 Offers
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants.
Careem Chauffeur Offers
20% OFF three rides every month (max discount of AED 40).
AVIS Car Rental Offers
Exclusive benefits with Avis:
  •  Up to 15% off your next car rental
  •  A complimentary upgrade with every rental, worldwide
Luxury Serviced Apartment Offers
Discounts of up to 15% at prime luxury serviced apartments, which includes:
  •  Over 2,500 onefinestay properties across London, New York, Los Angeles, Paris, and Rome
  •  Grosvenor House Dubai
  •  Over 25 Oakwood properties across eight locations in Asia Pacific, including China, Japan, Thailand and India
MyUS Online Shopping Offers
Shop at over 100,000 U.S. retailers, including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping with MyUS, #1 in the industry with over 10 million packages shipped since 1997.
As a Mastercard cardholder, you will receive:
  •  A MyUS address to use at checkout with your favorite online stores
  •  Free Premium Membership for 2 years (a $120 value)
  •  Free account setup (a $20 value)
  •  30% off shipping for first month following registration
  •  20% off shipping for remainder of 2 year membership


Bicester Village Shopping Collection
VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques):
  •  15% discount on shopping packages
  •  15% discount on chauffeur drive experience at participating villages
  •  15% discount on Shopping Express
  •  Access to VIP lounges (subject to availability)
 All of this and more is available at the following villages:
Bicester Village – London, UK; Fidenza Village – Milan, Italy; Ingolstadt Village – Munich, Germany; Kildare Village – Dublin, Ireland; La Roca Village – Barcelona Spain; Las Rozas Village – Madrid, Spain; La Vallee Village – Paris, France; Maasmechelen Village – Brussels, Belgium; Wertheim Village – Frankfurt Village
Designer Fashion Discounts
With over 3,000 different luxury fashion brands, Farfetch offers an unrivalled range of incredible products from the world’s best designers and boutiques.
10% off selected items (minimum spend of USD 200 required).


Credit Shield
An optional insurance plan which covers your card outstanding for up to AED 100,000 against any untoward incidents like Critical Illness, Natural Death, Permanent Total Disablement, Involuntary Loss of Employment at a nominal charge. Discounts
Visit Cleartrip and book any roundtrip, international airfare or hotel using your Platinum Mastercard to enjoy an up-to-30% discount on your travel booking:
  •  Book 5 airfares or 5 hotel nights and get a 30% discount (up to AED 700)
  •  Book 4 airfares or 4 hotel nights and get a 25% discount (up to AED 500)
  •  Book 3 airfares or 3 hotel nights and get a 20% discount (up to AED 300)
  •  Book 2 airfares or 2 hotel nights and get a 15% discount (up to AED 150)
  •  Book 1 airfare or 1 hotel night and get a 10% discount (up to AED 50)
Balance Transfer
Avail interest fee balance transfer within 90 days of card registration, plus flexibility to repay over up to 24 months.
Mastercard Priceless Cities Offers
Access handpicked experiences and offers in cities around the world.
Fulfill Visa Assistance
Applying for travel visa made simple and quick for global traveler (Exclusive offer for Mastercard holders for only US$ 15).
  •  Find out if you need to apply for a Travel Visa, or not
  •  Provide you with information on Travel Visa fees & the documents required
  •  Book your appointment on your behalf (if required) and get the necessary forms filled
  •  Submit Travel Visa Online, where applicable for eVisas
Credit Card Loan
Benefit from a low interest rate and repay in easy installments of up to 24 months Discount
With hundreds of thousands of properties in over 200 countries and territories, provides incomparable choices. Now when you pay for your next vacation with your Mastercard® you can enjoy:
Up to a 10% discount off the price of your booking for selected properties.
Installment Plans
Split transactions into easy installment plans at low interest rates and tenors of up to 24 months. Shop and pay back in installments at zero interest charges at a wide range of partner locations.
Purchase Protection
Purchases you make with your Platinum Mastercard are:
  •  Protected in case of theft or accidental damage up to 180 days from date of purchase
  •  Covered for up to USD 2,000 per claim and a maximum of USD 5,000 over a 12-month period

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