ADIB Signature Card

ADIB Signature Card

Minimum Salary AED 12000
Annual Fee AED 299
Rate 3.09%
Cash Advance 3% /Min 99
Non AED Transaction Fee 3.1%
Minimum Salary AED 12000
Annual Fee AED 299
Rate 3.09%
Cash Advance 3.00% /Min 99
Non AED Transaction Fee 3.1%

Top Reasons To Choose

  • Flight and hotel booking discounts
  • Travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories

Things To Be Aware Of

  • All cashback categories have maximum caps
  • 5th supplementary card onwards annual fee is AED 299

ADIB Signature Credit Card  comes packed with exclusive domestic and international benefits, discounts, and much more!

Reward Features

ADIB Rewards Program
  • Earn 2 reward points for every AED 1 international spend
  • Earn 1 reward points for every AED 1 domestic spend 

Joining Offers

Detailed Features

ADIB Rewards Program
  • Earn 2 reward points for every AED 1 international spend
  • Earn 1 reward points for every AED 1 domestic spend 

Redeem your points against flight tickets/hotel bookings on Any Airline, Any Hotel Worldwide or Shopping Mall Vouchers or Club Apparel gift cards

Redemption Value: Every 10,000 points = 50; every 100,000 points = AED 1,000
Exclusive cinema offers
Customers can avail 20% off full price tickets at Ultra Platinum, Platinum Plus, Luxury Gold Plus and Classic Silver plus at Roxy. This offer is worth AED 280 per month. 

10% Hotel discount
Extra 10% discount on select hotels booked through as a Genius Member. Get free upgrade to Genius Member status and enjoy Genius discounts and perks.

Flight Cashback
Get 5% cashback on flight ticket purchased on the airline of your choice (capped at AED 300 monthly and AED 100 per transaction).
Golf Offers
JA Resort Golf Course: 20% discount from the Midweek Visitor Rate Card all year round. Jebel Ali Golf Resort boasts a 9-hole Championship Course, an enormous driving range and putting green. Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Abu Dhabi City Golf Club: Redeem a 'Member's Guest / Affiliate' Rate every day of the week situated in the heart of the UAE's capital, offering a relaxed accessible environment to golfers and non-golfers alike, to play, wine and dine. Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Arabian Ranches Golf Club:A 10% discount on midweek 'Visitor Rates' all year around. The links is an 18 hole, par 72 signature course designed by Ian Baker-Finch in association with Nicklaus Design. Offer valid from September 4, 2019 00:00 GMT - September 3, 2020 23:59 GMT

Trump International Golf Club: A 10% discount off the 'Best Available Rates' can be enjoyed everyday, The 7,300-yard, par 71 course is located just ten minutes from Sheikh Zayed Road, Gil Hanse, was appointed to design the spectacular 18-hole golf course. Offer valid from September 17, 2019 00:00 GMT - September 16, 2020 23:59 GMT

Jebal Sifah ( Muscat) : 15% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Harradine Golf’s first ever seaside course, which can also be played as a varied 18 hole par 72 course by utilising second pin flags

Yas Links Abu Dhabi: Enjoy a 5% discount on `Best Available Rate' green fees everyday Kyle Phillips designed the multiple award Winning Championship Links Golf Course, Yas Links Abu Dhabi. Coupled with a Par 3 floodlit Academy course and practice areas, highly skilled PGA teaching professionals, and state of the art Golf Academy with covered bays and the latest in technology

Al Zorah Ajman: A 5% discount on midweek 'Best Available Rates' all year around special proposition that’s been magically created by the famed Nicklaus Design group

Address Montgomerie: 10% discount everyday off 'Visitor Rates' with a 365 day booking window. 18-hole championship golf course and 5-star accommodation are regarded one of the premier leisure destinations in the world

Sharjah Golf and Shooting Club;10% discount on Preferential rate green fees Club boasts a 9 hole, fully floodlit golf course which enables play well into the evening. Designed by internationally acclaimed architect Peter Harradine, if played twice, this wall to wall grass oasis will provide a par 72 layout that stretches in excess of the 7,300 yard mark.

Abu Dhabi Golf Club: 5% discount on "Best Available Rate" green fees rates Sunday through Thursdays.Abu Dhabi Golf Club features 27 Championship holes of golf, over 162 hectares of land co-managed by renowned worldwide golf resort management organization, Troon Golf. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

Sadiyat Beach Golf Club:  5% discount off 'Best Available Rate' green fees ,Sundays through Thursdays. Designed by Gary Player, this course is one of the world's most captivating golfing projects. The Troon managed Saadiyat harnesses the stunning natural beauty of Saadiyat Island. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

The Els Club Dubai:5% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Stretching 7,538 yards with four sets of tees, allowing players a selection of differing lengths from which to play, Offer valid from September 6, 2019 00:00 GMT - September 5, 2020 00:00 GMT

Tower Links Golf Club RAK: 5% discount off Visitor green fees 7 days a week . Offer valid from October 11, 2019 00:00 GMT - October 10, 2020 23:59 GMT

Al Hamra Golf Club RAK: 15% Off Visitor green fees (Sun - Thurs) & 10% Visitor green fees (Fri - Sat). 10% discount in Pro-Shop. This 18-hole golf course, designed by Peter Harradine, meanders around four inter-connected open water lagoons merging seamless with the water of the Arabian Gulf. As many traditional links course do, the front nine measuring 3,578 yards makes its way out and away from the Clubhouse, whilst the back nine measuring 3,747 yards returns home around the lagoon to the Clubhouse.


Car Rental Discounts
Rent a car with using your ADIB Signature Credit Card and get 7% additional discount on the car rental price.

Fuel Cashback
4% cashback on your domestic and international fuel purchase (maximum of AED 100 monthly).

Shopping mall vouchers
Redeem Reward points against shopping mall vouchers: Sharjah Mega Mall, Dubai Festival City, Abu Dhabi Mall,
Sahara Centre - Sharjah

Dining offers
Enjoy up to 25% discount on dining across the UAE.

Valet Parking
Get 4 complimentary visits every month(standard parking only) at select malls in Abu Dhabi (Marina Mall, Dalma Mall, Deerfields Town Square Mall, Yas Mall) and Dubai (American Hospital, Dubai Court, Oasis Centre, Ibn Batutta Mall, Wafi Mall, Dubai International Airport).

Meet & Greet Services
2 Complimentary Marhaba Meet & Greet services per year at Dubai Airport.
YQ Airport Meet and Assist Services
Discount of up to 30% off retail rates at over 450 destinations globally.

Airport transfers
Complimentary airport transfer from Dubai airport on every spend of AED 4,000 in the last 3 months across airline & hotel bookings.

Luxury Hotels Collection
With access to over 800 hotels around the world we extend 7 great benefits to you:
  • Guaranteed best available rate
  • Automatic room upgrade upon arrival, when available
  • Free in-room internet
  • Complimentary continental breakfast
  • 3PM check out, when available
  • VIP guest status
  • $25 dining voucher
Global Lounge Access
Access to 850 airport lounges across the globe for the primary cardholder.

Concierge Services
The 24-hour concierge will take care of all practical considerations:
  • Travel arrangements
  • Booking flights
  • Hotel reservations
  • Hotel transfers
  • Car hire
  • Tourist activities
  • Important information
Medical & Travel Assistance
  • Telephone medical advice
  • Medical service provider referral
  • Essential medicine and equipment delivery
  • Dispatch of physician to cardholder location
  • Medical evaluation and repatriation
  • Legal referral
  • Interpreter referral 
Multi-trip travel cover
The credit card covers you, your spouse and up to 5 children (age limit of 75 per individual), while travelling. Cover includes:

Medical cover

  • Emergency Medical expenses up to US $150,000
  • Evacuation and Repatriation expenses up to US $500,000
  • Hospital Daily Indemnity up to US $1,500

Personal cover

  • Personal Accident up to US $500,000
  • Personal Liability up to US $500,000

Travel inconvenience cover

  • Trip Cancellation or Curtailment or Abandonment up to US $5,000
  • Delayed departure up to US $1,000
  • Baggage delay up to US $500
  • Loss of personal belongings up to US $150
Purchase Protection
Customers are eligible for a refund up to USD 6,000 per item if purchases are accidentally broken, stolen, or damaged, within 365 days from date of purchase.

Extended Warranty
Manufacturer or retailer’s warranty will be automatically extended on a range of goods for a combined total of 24 months.

ADIB Covered Card Takaful Protection
Optional Takaful cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.
Visa Premium Concierge
The 24-hour concierge provides a personal service to Visa Signature cardholders, taking care of all the details so they can simply take their seats and enjoy. Servicing in English, Arabic, and French, concierge agents can help with:
  •  Restaurant advice
  •  Booking tables, including those that are hard-to-get
  •  Travel arrangements: booking flights, hotels, car rental, hotel transfers, tourist advice
  •  Shopping recommendations, sourcing a product
  •  Arranging a special gift, sending flowers
  •  Screen reader support enabled.
Dragon-Pass Dine & Fly
Cardholders now have access to over 200 airport restaurant offers globally.
Agoda Hotel Discount
Save up to 12% discount over 985,000 hotels & vacation rentals worldwide with Agoda.
Fraudulent Card Misuse Protection
All Visa Signature credit cards are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.This insurance benefit will provide reimbursement up to:
USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature cardholders.
2-for-1 Entertainer Offers with Visa Offer MENA Mobile App
Download the Visa Offers MENA mobile app to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000+ travel discounts.
Anghami Plus Offers
Subscribe to Anghami Plus with your Visa and enjoy upto four months free for the first year.
8% Off Bookings on
Enjoy 8% discount on hotel stay bookings made at



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