Has a monthly subscription fee of AED 475 (no interest rate)
The Dubai Islamic Johara Gold Premium Credit Card seamlessly integrate into your lifestyle, bringing you a more rewarding experience at every step. (Monthly card subscriptions: Gold Premium - AED 475)
Earn 2.0 Wala’a Rewards for every AED 1 spent on all retail spends.
Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
Credit Shield Takaful For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
Involuntary loss of employment - AED 30,000
Permanent Total Disability - AED 200,000
Death - AED 200,000
Personal Accident and Travel Insurance coverage
Personal Accident Benefits - Principal Sum Insured 87,500
Accidental Death - 100% of the Principal Sum Insured
Emergency Medical Expenses - 75,000
Emergency Dental - 250
Missed Departure/Cancellation - 750
Trip Delay - 750
Baggage Delay - 750
Baggage Loss - 2,500
Loss of Money - 250
Personal Liability - 30,000
Free Roadside assistance
Unlimited roadside assistance
Vehicle Servicing- Pick up and Drop off
Vehicle Registration - once a year
Replacement car for 24 hours in case of accident
Flat tyre fixing
Off-road pull out - 5 services annually
International Driving License - 75% discount
Balance transfer facility Use the DIB Johara Gold Premium Credit Card to clear your outstanding on any other banks' credit cards and save more on unnecessary charges with no documentation required. You can apply for the facility through Online Banking.
Agoda Hotel Discount Save up to 12% discount over 985,000 hotels & vacation rentals worldwide with Agoda.
8% Off Bookings on Hotels.com Enjoy 8% discount on hotel stay bookings made at hotels.com.
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