Dubai Islamic Johara Gold Premium Credit Card

Dubai Islamic
Johara Gold Premium Credit Card

Minimum Salary AED 5000
Annual Fee AED 0
Rate AED 475 p.m.
Cash Advance 0% /AED 94.5
Non AED Transaction Fee 2.26%
Minimum Salary AED 5000
Annual Fee AED 0
Rate AED 475 p.m.
Cash Advance 0.00% /AED 94.5
Non AED Transaction Fee 2.26%

Top Reasons To Choose

  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

Things To Be Aware Of

  • Has a monthly subscription fee of AED 475 (no interest rate)

The Dubai Islamic Johara Gold Premium Credit Card seamlessly integrate into your lifestyle, bringing you a more rewarding experience at every step. (Monthly card subscriptions: Gold Premium - AED 475)

Reward Features

  • Earn 2.0 Wala’a Rewards for every AED 1 spent on all retail spends.
  • Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.


Joining Offers

Detailed Features

Credit Shield Takaful
For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
  • Involuntary loss of employment - AED 30,000
  • Permanent Total Disability - AED 200,000
  • Death - AED 200,000
Personal Accident and Travel Insurance coverage
  • Personal Accident Benefits - Principal Sum Insured 87,500
  • Accidental Death - 100% of the Principal Sum Insured
  • Emergency Medical Expenses - 75,000
  • Emergency Dental - 250
  • Missed Departure/Cancellation - 750
  • Trip Delay - 750
  • Baggage Delay - 750
  • Baggage Loss - 2,500
  • Loss of Money - 250
  • Personal Liability - 30,000
Free Roadside assistance
  • Unlimited roadside assistance
  • Towing
  • Vehicle Servicing- Pick up and Drop off
  • Vehicle Registration - once a year
  • Replacement car for 24 hours in case of accident
  • Battery Boost
  • Flat tyre fixing
  • Lock-out service
  • Fuel assistance
  • Off-road pull out - 5 services annually
  • International Driving License - 75% discount
Balance transfer facility
Use the DIB Johara Gold Premium Credit Card to clear your outstanding on any other banks' credit cards and save more on unnecessary charges with no documentation required. You can apply for the facility through Online Banking. 
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