Emirates Islamic Flex Credit Card

Emirates Islamic
Flex Credit Card

Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.49%
Cash Advance 3% /Min 99
Non AED Transaction Fee 3.49%
Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.49%
Cash Advance 3.00% /Min 99
Non AED Transaction Fee 3.49%

Top Reasons To Choose

  • AED 200 noon voucher (T&C's apply)
  • Up to 2.25 EI SmartMiles per AED 1 spend
  • Unlimited EI SmartMiles
  • Use the "Instant Purchase" feature to redeem EI SmartMiles
  • Free for life card

Things To Be Aware Of

Don’t have an Emirates Islamic Credit Card yet! Apply today for one and get a voucher worth up to AED 500 at noon.com. Valid till 31 July 2023. T&C apply.
Emirates Islamic Flex Cards bring you convenience and flexibility like you’ve never seen before. A card packed with benefits that complement all aspects of your lifestyle and delivers truly memorable experiences.

Reward Features

Earn EI SmartMiles
Earn unlimited miles and redeem with no blackout dates:
  • Earn 1.25 EI SmartMiles per AED 1 on domestic spend.
  • Earn 2.25 EI SmartMiles per AED 1 on international spend.

Joining Offers

Apply now for a new Emirates Islamic Credit Card and get a voucher worth up to AED 200 for all your purchases at noon.com including noon, FOOD and DAILY. A minimum retail purchase of AED 2,500 by November 30, 2023 is required to get the AED 200 noon.com gift voucher.

Offer valid only for new Emirates Islamic Credit Card customers who apply for an Emirates Islamic Credit Card by September 30, 2023 and receive approval latest by October 31, 2023.

Offer not valid for customers with an active Emirates Islamic Credit Card or for customers who closed their Cards within the last six months.

Detailed Features

EI SmartMiles redemption
  • Exchange EI SmartMiles with Etihad Guest Miles and enjoy the best conversion rate in the market
  • Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide
  • Shop with your EI SmartMiles anytime, anywhere using the new “Instant Purchase” feature
  • Miles Exchange with our partner’s frequent flyer programmes Etihad Guest and JetPrivilege
  • A wide range of shopping options with our online market place  
Mazaya offers
Unmatched benefits, discounts and privileges at restaurants and retailers across the UAE. Up to 30% at restaurants across the UAE.

Visa PayWave
New, convenient, faster and safer way to pay.

Forex Charges-2.34% (This fee is charged in addition to the standard processing fee charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE-approximately 1.15%)
Complimentary Cinema Offer
Customers can avail 10  complimentary tickets on Sundays in a month through "Buy 1 get 1" on Standard tickets  at VOX. . In additon to this, Customers can also avail 20% off on weekdays at Roxy Cinemas.  Ultra Premium, Platinum Plus and Luxury Gold Plus. Pls note this offer is not valid on public holidays and available untill 30th Sept 2020.  Customers can save upto AED 680 per month with these offers.


Purchase Protection
Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy:
  • Protects against the theft or accidental damage of purchased items
  • New item purchases only
  • Coverage for a maximum of 365 days from date of purchase
  • Maximum of 48 hours from date of incident to submit a claim
  • Cardholder must report within 24 hours in case of theft
Extended Warranty
Doubles the repair period offered by the original manufacturer ’s warranty for up to 1 year, protecting you against the cost of repair and replacement of an item.
Dragon-Pass Dine & Fly
Cardholders now have access to over 200 airport restaurant offers globally.
Agoda Hotel Discount
Save up to 12% discount over 985,000 hotels & vacation rentals worldwide with Agoda.
Visa Luxury Hotel Collection(VLHC)
VLHC is composed of over 900 intriguing and prestigious properties. 
  •  Best available rate guarantee
  •  Automatic room Upgrade upon arrival
  •  Complimentary in-room Wi-Fi
  •  Complimentary continental breakfast daily
  •  $25 USD food or beverage credit
  •  VIP guest status
  •  3pm check out upon request
YQ Airport Meet and Assist Services                                                                                           
Discount of up to 30% off retail rates at over 450 destinations globally.
8% Off Bookings on Hotels.com
Enjoy 8% discount on hotel stay bookings made at hotels.com

Apply Now

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